HOW WE'RE DIFFERENT

Everyone else shows up after the money is spent. Skumu decides whether it should be.

AI is rewriting who wins inside regulated industries. In law, one company built the machine that runs a plaintiff firm's whole caseload and took the category. Public capital is a bigger, harder version of the same opening — a trillion dollars a year, decided by rules no team can hold in its head — and it has been served by filing tools and compliance software that only ever touch the deal after the check clears. Skumu is the machine for the part that actually decides the money. It is live today.

WHERE WE SIT

We are upstream of everything you already use.

Think about the software on a public-capital deal today. Property-management systems, LIHTC compliance tools, filing platforms, grant-tracking dashboards — every one of them lives downstream, after the award, once the money is committed and the only job left is to account for it. They manage the consequences of a decision that was already made.

Skumu sits above all of it. We are the layer that decides whether the deal wins before a dollar moves — and the answer we produce is what those downstream tools spend the rest of the deal administering. They are not competitors on the same shelf. They are the next step after Skumu says go.

01 · TIMING

Pre-spend, not post-award. That is the whole game.

The tools your team knows tell you how the money was spent. Skumu tells you, before you spend it, whether the deal wins and exactly what stands between you and yes. One is a receipt for a decision already made. The other is the decision itself, while you can still change the outcome. Filing your paperwork correctly does not win the money. Knowing the deal wins before you commit the next dollar is the difference between chasing capital and getting it.

02 · WHAT IT PRODUCES

A determination, not a dashboard.

A dashboard arranges your data and leaves the judgment to you — which means it never actually answers the only question that matters. Skumu runs the government's own rules and returns the judgment itself: go, conditional-go or no-go, traced to the source, scored the way the agency will score it. It does not hand you a tidier version of what you already had. It hands you the answer that was never in your files and was never a search away.

A determination — GO.

Reserved — CA-24-044, scored the way the agency scores it.

Skumu score 73.468%

applicant self-score reproduced by Skumu

Agency published final 68.818%

the state’s published figure

This determination is on the record · CA-24-044 · every entry traces to source

03 · WHY IT LASTS

A wrapper is a weekend build. This is a moat that deepens while we sleep.

A workflow tool is a skin on a rented AI model — nothing that carries, nothing that compounds, nothing a competitor can't stand up in a weekend. Skumu is the engine that runs the rules, the record of who won and why, and the harness that drives the whole deal. Every round an agency publishes and every deal that closes on the platform makes the next answer sharper. It is built for public capital specifically, not compliance generally, and that specificity is exactly what a generic tool can never reach.

The market is real. The category is ours to define. And it's live.

Public capital moves a trillion dollars a year and the software serving it has always worked the wrong end of the deal. We built the layer that runs before the money moves — and it is running today at app.skumu.ai, on real affordable-housing deals. If you move public capital for a living, put a deal in it and see for yourself.

Skumu is live now at app.skumu.ai ↗