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LEGAL

Terms of Use

Effective Date: July 13, 2026

These Terms of Use ("Terms") govern your access to and use of skumu.ai, app.skumu.ai, and any related websites, product interfaces, hosted software, applications, content, communications, and services made available by Skumu AI, Inc. (collectively, the "Services"). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree to these Terms, do not access or use the Services.

1. Eligibility

You may use the Services only if you are legally capable of entering into a binding agreement with Skumu and are not prohibited from using the Services under applicable law.

2. Services

Skumu provides a public-facing marketing site and a software-as-a-service platform, together with related features and functionality. Skumu may modify, update, suspend, or discontinue any part of the Services at any time, with or without notice, to the extent permitted by law.

3. Accounts

If you create or use an account:

  • You must provide accurate and complete information.
  • You are responsible for maintaining the confidentiality of your credentials.
  • You are responsible for all activity that occurs under your account.
  • You must promptly notify Skumu of any actual or suspected unauthorized access or security incident involving your account.

4. Acceptable Use

Your use of the Services is subject to these Terms and the Skumu Acceptable Use and AI Use Policy. You may not use the Services in violation of any applicable law, contract, or third-party right.

5. Customer Content

"Customer Content" means data, text, prompts, inputs, files, records, project materials, workflow materials, submissions, and other content submitted, uploaded, or transmitted to or through the Services by or on behalf of a user.

As between the parties, you retain all right, title, and interest in and to Customer Content, subject to the limited rights granted in these Terms.

You grant Skumu a non-exclusive, worldwide, royalty-free right and license to host, store, reproduce, transmit, display, modify, transform, analyze, and otherwise process Customer Content solely as necessary to provide, secure, maintain, support, improve, and enforce the Services, comply with law, and perform Skumu’s obligations under its agreements with you.

You represent and warrant that you have all rights, permissions, authorizations, and legal bases necessary to submit Customer Content and to permit the processing described in these Terms.

6. AI Features

Certain features may rely on third-party AI providers, including Anthropic.

AI-generated outputs may be probabilistic, incomplete, inaccurate, outdated, or otherwise unsuitable for a user’s particular legal, regulatory, operational, commercial, financial, or compliance context. Outputs must be reviewed by a qualified human before being relied upon for decisions, filings, compliance actions, legal conclusions, financial actions, or any material business purpose.

You are solely responsible for evaluating outputs and determining whether they are appropriate for your intended use.

7. Intellectual Property

The Services, including all software, code, interfaces, visual elements, trademarks, service marks, logos, designs, text, graphics, compilations, and other materials provided by Skumu, are owned by or licensed to Skumu and are protected by intellectual property and other laws.

Except for the limited rights expressly granted to you in these Terms, no rights, title, or interest in or to the Services are granted, assigned, or transferred.

8. Feedback

If you submit feedback, ideas, comments, suggestions, or recommendations regarding the Services, Skumu may use them without restriction, attribution, or compensation.

9. Third-Party Services

The Services may incorporate, interoperate with, or depend on third-party services, software, tools, content, networks, or infrastructure. Skumu does not control and is not responsible for third-party services except to the extent required by law.

10. Suspension and Termination

Skumu may suspend, restrict, or terminate access to all or any part of the Services at any time if Skumu reasonably believes that:

  • You have violated these Terms or the Acceptable Use and AI Use Policy.
  • Your use creates security, legal, reputational, or operational risk.
  • Suspension or termination is necessary to prevent harm to Skumu, users, third parties, or the Services.
  • Suspension or termination is required by law or by a lawful request.

11. Disclaimers

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" TO THE MAXIMUM EXTENT PERMITTED BY LAW. SKUMU DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, RELIABILITY, QUIET ENJOYMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE.

SKUMU DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF HARMFUL COMPONENTS, OR THAT ANY OUTPUTS, RESULTS, OR CONTENT WILL BE COMPLETE, ACCURATE, CURRENT, OR SUITABLE FOR ANY PARTICULAR PURPOSE.

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SKUMU AI, INC. AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, LICENSORS, SERVICE PROVIDERS, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, GOODWILL, BUSINESS OPPORTUNITY, DATA, OR USE, ARISING OUT OF OR RELATING TO THE SERVICES OR THESE TERMS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE TOTAL AGGREGATE LIABILITY OF SKUMU AI, INC. AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, LICENSORS, SERVICE PROVIDERS, AND AGENTS FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICES OR THESE TERMS SHALL NOT EXCEED THE GREATER OF:

  • THE AMOUNT PAID BY YOU TO SKUMU FOR THE SERVICES IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM; OR
  • ONE HUNDRED U.S. DOLLARS (US $100).

13. Indemnification

You agree to defend, indemnify, and hold harmless Skumu AI, Inc. and its affiliates, officers, directors, employees, contractors, agents, licensors, and service providers from and against any claims, actions, proceedings, liabilities, damages, judgments, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or relating to:

  • Your access to or use of the Services.
  • Your Customer Content.
  • Your violation of these Terms.
  • Your violation of applicable law, regulation, or third-party rights.

14. Governing Law

These Terms and any dispute arising out of or relating to these Terms or the Services shall be governed by the laws of the State of California, without regard to conflict-of-law principles.

15. Arbitration Agreement

Please read this section carefully. It affects your legal rights.

A. Agreement to Arbitrate

Except for disputes that qualify for small claims court, disputes relating to intellectual property or unauthorized access, or disputes for injunctive or equitable relief, you and Skumu agree that any dispute, claim, or controversy arising out of or relating to these Terms, the Services, or the relationship between you and Skumu shall be resolved by final and binding arbitration on an individual basis.

B. No Jury Trial

By agreeing to arbitration, you and Skumu waive the right to a trial by jury.

C. No Class Actions or Representative Proceedings

To the maximum extent permitted by law, you and Skumu agree that each may bring claims against the other only in an individual capacity and not as a plaintiff or class member in any purported class, collective, consolidated, mass, or representative proceeding. The arbitrator may not consolidate more than one person’s claims and may not preside over any class, collective, representative, or mass proceeding.

D. Arbitration Rules and Venue

The arbitration shall be administered by the American Arbitration Association (AAA) under the applicable rules then in effect for commercial disputes. Unless otherwise required by applicable law, the seat and venue of arbitration shall be Los Angeles County, California, and the arbitration may be conducted remotely where permitted.

E. Opt-Out

You may opt out of this arbitration agreement by sending written notice to [email protected] within thirty (30) days after first accepting these Terms. Your notice must include your full name, the email address associated with your account, and a clear statement that you wish to opt out of arbitration.

F. Severability

If any portion of this Arbitration Agreement or class-action waiver is found unenforceable, the unenforceable portion shall be severed and the remainder shall remain in effect to the maximum extent permitted by law, except that if the class-action waiver is found unenforceable with respect to a particular claim or request for relief, then that claim or request for relief shall proceed in a court of competent jurisdiction and not in arbitration.

16. Changes to the Terms

Skumu may revise these Terms from time to time. The updated version will be posted with a revised Effective Date. Your continued use of the Services after the revised Terms become effective constitutes acceptance of the revised Terms.

17. Contact Information

Skumu AI, Inc.

Los Angeles, California, USA

[email protected]

[email protected]

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